Only for GDS by GDS - India Post

Only for GDS by GDS - India Post

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Friday, 22 June 2018



All Branch  / Division / Circle Secretaries are requested to implement the instructions issued by CHQ in its Circular dated 11-06-2018.

General Secretary

Thursday, 21 June 2018

Utilization of Postman/MTS/GDS in PA vacancy

Utilisation of Postman/MTS/GDS in PA vacancy : CPMG AP Circle issued order for constitution of a committee to examine the staff side RJCM issue.

Wednesday, 20 June 2018

Implementation of Kamalesh Chandra committee reports on GDS of the Department of Posts


Bengal Top of the country in Small Savings Collections

Beating the likes of Uttar Pradesh, Gujarat and Maharashtra (in that order) for three consecutive years, data compiled by the National Savings Institute

(NSI) shows Bengal collected Rs 63,392 crore from small savings schemes of post offices in FY 2016-17, surpassing its gross deposit target by a whopping Rs 6,000 crore.

“This is due to Bengal’s remarkable progress in creating awareness on small savings, which succeeded in making people stay away from chit funds. Hats off to the people of Bengal who have made a complete turnaround by reposing their faith in government savings schemes,” said economist Abhirup Sarkar.

This comes despite successive cuts in interest rates on small savings schemes across maturities, including for Public Provident Fund, with effect from April 1, 2016.

But just five-six years ago, it was a different story. In 2010-11 and 2011-12, Bengal’s deficit on account of small savings earnings were Rs 987 crore and Rs 165 crore, respectively.

The NSI survey reveals that rural Bengal scores much better than urban Bengal in small savings collections. While north Bengal is way ahead over south Bengal, Cooch Behar leads the pack among districts, followed by Jalpaiguri and Darjeeling. Kolkata is the worst district in small savings earnings.
  • Govt drives drew people away from chit funds
  • Over the last few years, there have been sustained government campaigns to divert people from chit funds to small savings.
  • The Bengal government extensively used folk art groups to reach out to the rural mass through street plays, kabigaan and posters.
  • But reduction in interest rates remains a major concern. “The inflow into small savings schemes has a direct correlation with interest rates. If people lose out on interest, the lures of risky investment schemes will be greater,” said a senior Bengal finance department official.
  • The central government has sharply reduced interest rates on small savings schemes across the board, including that on Public Provident Fund and Senior Citizen Savings Scheme, to align them with market rates.
  • The rates on Kisan Vikas Patra have also been lowered to 7.8% from 8.7%. Interest rates on Sukanya Samriddhi Account, a scheme for the girl child, were also cut from 9.2% to 8.6%.
  • In Bengal, there are over 20 million small savings depositors, and at least 15% of them, or three million people, are from rural areas and economically weaker sections of the state.
  • The increase in small savings deposits will only help Bengal cut borrowing costs in the long run.
Source : TOI

Best child care investment in India for Higher Education & Marriage

If you find a best investment plan for your child’s better future, you are in right way to find it. India Post offer a best child plan in India which is design for your child’s Higher Education and Marriage. Sukanya Samriddhi Account(SSA) is specially introduce for girl child in India. According to India Post website the presently interest of SSA is 8.1%, which calculate in yearly basis and yearly compounded.

Salient Feature of SSA :-
  • A legal Guardian/Natural Guardian can open account in the name of Girl Child.
  • A guardian can open only one account in the name of one girl child and maximum two accounts in the name of two different Girl children.
  • Account can be opened up to age of 0 to 10 years only from the date of birth.
  • Account can be open with a minimum deposited amount of 1000/-
  • If minimum Rs 1000/- is not deposited in a financial year, account will become discontinued and can be revived with a penalty of Rs 50/- per year with minimum amount required for deposit for that year.
  • Limit of minimum and maximum deposit can be allot 1,000/- to 1,50,000/- per year. Subsequent deposit in multiple of 100.
  • Minimum invest period 15 years. One can deposited in her account up to 15 years. There after no subscription will be accepted.
  • Partial withdrawal, maximum up to 50% of balance standing at the end of the preceding financial year can be taken after Account holder’s attaining age of 18 years.
  • Account can be closed after completion of 21 years.
  • Normal Premature closure will be allowed after completion of 18 years​/provided that girl is married.
  • Limit of Contribution :-
  • One can contribute in her account up to 14 years. Minimum INR. 1000/-and Maximum INR. 1,50,000/- in a financial year. Subsequent deposit in multiple of INR 100/- can be made in lump-sum deposit. No limit on number of deposits either in a month or in a Financial year.
Rate of Interest :-
  • Present rate of interest is 8.1% Per Annum with effect from​ 1-04​-2018​​, The interest calculated on yearly basis ,Yearly compounded. This interest rate is changeable. In every three month department review its interest rate and fixed for next three month.
  • Maturity Value :-
  • If some one invest 2,000/- rupees in monthly basis. After 14th year her total contribution will be 3,36,000/- for the same interest rate customer will get interest 7,33,949 after 21 years and her Maturity value will be (3,36,000+7,33,949)=10,93,949/- I think there is no such scheme in India, in any financial entity. So, there is no doubt that it’s the best child plan in India.



A joint general body meeting of Gr.C., P4 & GDS unions conducted in Gadag Divsion on 17-06-2018. Many Circle leaders and veteran leaders are attended and addressed the meeting.

On behalf of CHQ, Com.B.R.Jagdish, Asst. Genl. Secretary attended and addressed.

A new set of office bearers were elected for AIPEU-GDS, Gadag division in the meeting for the ensuing period. 
President : Com.T.S.Hirehal, BPM, Neeralagi BO
Secretary: Com.Pavan kumar N.Joshi, GDSMD/MC, Kotumachagi BO
Treasurer: Com.Ravi Jadhav, GDSMD, Lakkundi SO
AIPEU-GDS CHQ conveyed heartfelt greetings to all the office bearers and NFPE comrades of Gadag divison.